Full SBA 7(a) deal report

Not a loan approval. Lender Preview gives an estimate for education only. It is not a loan approval, a commitment to lend, or lending, legal, tax, accounting or investment advice, and it is not an audit, attestation or valuation. Every lender applies its own credit policy. Lender Preview is not affiliated with, endorsed by, or acting for the U.S. Small Business Administration or any lender, and it takes no fees or referral payments from lenders.

Your numbers and uploaded files are processed in memory to build your report and are never stored. We keep no copy of your deal, so there is nothing to retain or delete.

Running a report uses a report credit. Buy one on the pricing page first, or try the free quick check. Re-running the same deal (same name, sector and state) doesn't use another credit.

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Fill our template and upload it, or type the numbers below. CSV template · XLSX template

The deal

Deal name (optional)

NAICS code (or pick a sector)

State

Deal type

Asking price (business only, excl. real estate)

Revenue (last fiscal year)

Prior-year revenue (optional)

Earnings

Seller reports

SDE as presented (incl. add-backs below)

Seller's own pay (inside SDE)

Market salary to run it (blank = our benchmark)

Annual capex (not otherwise funded)

One-time income to remove (ERC, PPP, insurance, one-off jobs)

Below-market related-party pay or rent (amount to normalize up)

'One-time' add-backs that recur (happened in 2+ of last 3 years)

Only full standby for the whole SBA term counts toward equity. Add-backs without documentation get 0% credit (SOP 50 10 8.1 App. 15, C.2.b.ii.f).

Add-backs inside that figure (don't include the owner's salary)

Add-back	Documented $	No support $
Depreciation and amortization
Interest on seller's debt
Owner's personal expenses
One-time / non-recurring
Non-working family payroll
Savings from the deal (e.g. signed lower rent)
Projected growth or future cuts
Other

Structure

Your cash equity

Seller note (optional)

Seller note standby

Seller note rate %

Seller note amortization (years) (once payments start)

Seller note interest-only?

Other standby debt or minority investor (optional)

Debt that stays: annual payments (optional)

Working capital financed (optional)

Closing costs financed (optional)

Risk items

Independent valuation (optional; default = price)

Food supply chain or rural business?

Largest customer % of revenue (optional)

Months seller stays as consultant (optional)

Earnout to the seller?